Maker’s Liability James Wright (Wright) met with Jones, the president of The Community Bank (Community Bank), to request a loan of $7,500. Because Wright was already obligated on several existing loans, he was informed that his request would have to be reviewed by the bank’s loan committee. Jones suggested that this delay could be avoided if the loan were made to Mrs. Wright. Wright asked his wife to go to the bank and “indorse” a note for him. Mrs. Wright went to the bank and spoke to Jones. Although she claims that Jones told her that she was merely indorsing the note, the language of the note clearly indicated that she would be liable in the case of default. Mrs. Wright signed the instrument in its lower-right corner. Wright did not sign the instrument. The $7,500 was deposited directly into Wright’s business account. The Wrights were subsequently separated. Following the separation, Mrs. Wright received notice that she was in default on the note. The notice indicated that she was solely obligated to repay the instrument. Is Mrs. Wright obligated to repay the note? The Community Bank v. Wright, 221 Va. 172, 267 S.E.2d 158, Web 1980 Va. Lexis 229 (Supreme Court of Virginia)