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BS,MBA, PHD
Adelphi University/Devry
Apr-2000 - Mar-2005
HOD ,Professor
Adelphi University
Sep-2007 - Apr-2017
Unit 5: Discussion Question 1
·        Prompt: The largest five banks in the United States account for more than 75% of all bank assets. The commercial banks have combined assets in excess of $15 trillion. Many banks are owned by holding companies that own other financial services firms. The holding company must own at least 10% of the bank’s stock. Discuss the advantages of a holding company has for a bank.
·        Requirements: 250 words minimum initial post, 100 words minimum reply
Unit 5: Discussion Question 2
·        Prompt: A thrift is by definition a depository institution that specializes in mortgage lending. The thrift industry consists of savings banks and savings and loan associations. Credit unions are nonprofit entities composed of members with common affiliation among the members. There is a significant difference in the types of ownership of savings institutions. Discuss the two types of thrift ownership and the ownership of credit unions.
·        Requirements: 250 words minimum initial post, 100 words minimum reply
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