QuickHelper

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Teaching Since: May 2017
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  • MBA, PHD
    Phoniex
    Jul-2007 - Jun-2012

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  • Corportae Manager
    ChevronTexaco Corporation
    Feb-2009 - Nov-2016

Category > Accounting Posted 03 Jun 2017 My Price 14.00

Life insurance can be used to hedge against future risk,

Question description

 

Life insurance can be used to hedge against future risk of financial loss to others (beneficiaries) due to your (policy holder’s) death. But do you need life insurance, and if you do, how much do you need? Read Chapter 12 and use the methods defined (“The Easy Method,” The DINK Method,” “The Non-Working Spouse Method,” and/or “The Family Need Method) as appropriate to conduct your assessment. Determine whether you need life insurance. Then estimate how much, if any, life insurance you should carry. Should you use “term” or “whole life” to meet your needs? What other life insurance products could you use to meet your financial goals? What is the potential that your life insurance needs will change over your life? What would be a good strategy to deal with that change? Determine what would be best for you now and in the future.  Did this process reveal something new to you? Post to the discussion board a 200 word summary of your decision and what you learned from the experience.

Answers

QuickHelper
(10)
Status NEW Posted 03 Jun 2017 04:06 AM My Price 14.00

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